More Than Just a Cleaning: How to Utilize the Full Health Potential of “Use-It-or-Lose-It” Benefits

The “Use-It-or-Lose-It” rule is part of dental insurance. The policy holds you in check to use your benefits before the year ends, or else they disappear. Everyone perceives the benefits as being for cleaning, but that is just not the case.

Learning how to maximize your insurance can maintain your healthy smile and even save you money.

Knowing the “Use-It-or-Lose-It” Rule

The “Use-It-or-Lose-It” rule mandates unused benefits to reset annually. You forfeit them if you don’t utilize them at the end of the year. The majority of dental insurance policies have essential procedures like cleanings, exams, and fluoride treatment.

Knowing how to take advantage of these benefits helps you avoid losing costly treatments.

Why You Shouldn’t Just Use Benefits for Cleanings

Most people wrongly think that dental coverage only includes regular cleanings. Dental insurance, however, encompasses a wide variety of other things.

Preventative services like fluoride treatments, sealants, and first diagnostic X-rays are covered, too. Combining all of your benefits with all of these, however, maintains the overall health of the mouth and prevents severe dental issues.

Maximizing Your Benefits for Long-Term Oral Health

Maximizing your dental benefits involves doing more than just cleanings. Book in necessary procedures like fillings, deep cleanings, and check-ups.

By doing so, you can catch issues early on and prevent expensive procedures down the line. A regular dental check-up helps you utilize all of your “Use-It-or-Lose-It” benefits and prevent getting in front of dental issues.

Benefits More Than Cleanings: What Else Can I Use My Benefits For

Your “Use-It-or-Lose-It” benefits don’t stop there. Restoration care, including fillings, crowns, and bridges, is included. Orthodontic consultations or treatment may be covered, based on your plan.

Cosmetic treatments like whitening and veneers may be included in your coverage, bringing more value from your benefits.

Common Mistakes to Steer Clear of with “Use-It-or-Lose-It” Benefits

One of the most common mistakes is failing to schedule your dental visits towards the end of the year. If you don’t use your benefits, they will lapse, and you will forfeit money you have already paid for coverage.

Review what benefits you still have and schedule appointments in advance. A little foresight can save you money from being lost.

Maximizing your “Use-It-or-Lose-It” benefits ensures your dental health is top-notch. Don’t let valuable benefits go to waste.

Book an appointment today with us to use the rest of your benefits before they reset. Ensure you’re making the most of your dental insurance and keeping your smile healthy.